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Up to 100% financing
For qualified homes.

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Our Home Loan Benefits

Eligible homes qualify for a purchase mortgage with competitive rates and unique benefits, including:

Up to 100% financing

with credit scores down to 640.

No Income Limits

Higher wage earners ok

No PMI

Private Mortgage Insurance NOT REQUIRED!

Loan amount up to $600,000

1-unit conforming Loan Limits apply.

Must be a 1-unit owner occupied residence

No Vacation Homes. No Investment properties. No Manufactured Homes.

Must be located in a specific major minority census tract

Not all Major Minority census tracts qualify.

Hillsborough County:

33612 33617 33604 33610 33617 33603 33614 33607 33602 33605 33619 33609 33606 33616 33637 33592 33647 33584 33613 33549 33559 33624 33618 33625 33626 33634 33615 33635 33614 33594 33510 33511 33527 33563 33566 33567 33578 33534 33579 33598 33503 33598 33569 33573 33570

Pasco County:

33559 33545 33525 33576 33543 33544 33523

Hernando County:

Requires manual search

Get in touch with us to plan your next transaction

Our experts and developers would love to contribute their expertise and insights and help you today.

About Craig Blanton

Senior Mortgage Loan Originator NMLS# 376491 

I have 26 years of residential mortgage lending experience with a specialization in new home construction financing and resale home purchases. I am a member of the National Association of Home Builders and Tampa Bay Builders Association. I work directly with Affiliates of the Greater Tampa Association of Realtors and beyond.

As a Mortgage Loan Originator, I have closed over 2950 loans. I originate jumbo and conventional construction-to-permanent loans as well as construction end loans and purchase money loans.

I have an in-depth knowledge of residential mortgage underwriting guidelines and the intricate financing process. I take the time to thoroughly educate my clients on their options, explain in detail how the financing process works, set the appropriate expectations and successfully navigate them to a smooth closing. Feel free to reach out to me today.
Craig Blanton
 

Testimonials

Once we chose our builder, Craig was amazing in making the process easy.
My wife and I contacted Craig when we decided to build a home in May of 2015. Our selection of a builder took almost a year but Craig maintained constant contact with us updating us on rates, programs, etc. the entire time. Once we chose our builder, Craig was amazing in making the process easy. Always took our calls, emailed us back immediately, extremely knowledgeable and was just really down to earth. I would 100% recommend Craig to anyone thinking about building a home. Thank Craig.
summgold, from Terra Ceia, FL
The entire process was quick and efficient without any hang-ups.
Absolutely best experience I could hope for in securing a construction to perm. loan. The entire process was quick and efficient without any hang-ups. I was given Craig's contact from one of my friends who was building a house and have recommended him to two more people who are doing the same.
mattc806, from Saint Petersburg, FL
The process was so easy, efficient and he was absolutely responsible for making ...
As a senior, the last thing I imagined doing was building a new house which required a construction roll-over loan. I was referred to Craig Blanton. Having gone through a nightmare re-fi a few years back with a major lending firm, that experience left me leery. I can say emphatically that my experience with Craig restored in me that there are still people that understand the concept of excellent customer service. He was patient with my questions even offering alternatives that I was not aware of. The process was so easy, efficient and he was absolutely responsible for making the process a breeze. I would without hesitation recommend him and his credit union to anyone looking for a mortgage.
ccaltman, from Sun City Center, FL

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